Outside USA:
Seven Corners Assist is a leading provider of customized emergency assistance services to international organizations, corporations, government entities, insurance companies, and individual travelers. Regardless of the location, Seven Corners Assist provides valuable assistance in locating the best possible medical treatment.

Seven Corners has access to over 12,000 doctors and hospitals worldwide. With one phone call, Seven Corners can assist you in locating a physician in order to receive the care you need. Additionally, Seven Corners Assist is trained to reach outside of the network in order to locate the care you need as quickly as possible.

Contact information for Seven Corners Assist is located on your ID Card.

Inside USA:
Liaison Student from Seven Corners participates in Hygeia PPO Network. When you go to the doctors in the network, please mention that you have Hygeia PPO Network plan, as the doctor sometimes may not be aware of Seven Corners or Liaison Student. When you go to the doctors and hospitals in the network, they can take the insurance card and contact Seven Corners to verify the benefits. Seven Corners can pay directly to the provider if it is determined that it is an eligible expense (covered expense in the policy). They will also charge only the Network Negotiated Fee (NNF) which is a discounted fee in many cases.

When you go to the providers outside the network, you can present the insurance card. The insurance card has all the information doctor's office will need to bill the insurance company directly such as the certificate number, claims filling address in US, toll-free number to call and verify the coverage. It still depends upon the doctor whether to bill the insurance company directly or not. Even if the doctor accepts the card, there is no network negotiated fee. If you have to first pay, you can get reimbursement by filing a Claim Form. You can either use the claim form you receive in the mail along with the insurance card or you can download the Claim Form from this web site. Seven Corners will reimburse you usually within 4 weeks of they receiving the claim. However, when there is hospitalization/surgery involved and the costs are quite high to pay first, Seven Corners can make necessary arrangements to pay the provider directly. There is reduction of benefits of 20% when not using the network, unless there are no providers within 20 miles radius. However, when you go in the network, there will not be any reduction in benefits.

There is no network of providers for prescription drugs (medicines).

Even if the provider agrees to bill the insurance company directly, you should still file a Claim Form to expedite the claim process. When the provider sends the bills to insurance company, insurance company would need to request medical records from the provider which provider can't give until they have authorization from you to release the records. Filing a claim form provides such authorization.

All your claims will be handled by Seven Corners in USA. You never have to contact the carrier, Nationwide Insurance Company, for any purpose whatsoever.

Search Providers